Having the right insurance can make a huge difference when you need it. It’s important to know you can rely on a good, independent agency to help you select a home or auto insurance policy to meet your needs. In our society, events happen unexpectedly. Being prepared before you need it can make all the difference in the world. An online platform can help compare insurance quotes from many different agencies. Knowing the options you have before calling an agent can help you communicate what you are looking for and setting your expectation of service. At Peter Laczko Insurance we make sure we are as transparent as possible with all of our clients.
An Independent Advantage
We are Independent Agents in Woodstock, Georgia, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Peter Laczko Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.